We do not provide travel insurance. We strongly recommend you obtain traveler’s insurance coverage for your trip.
We suggest you start by asking your insurance provider at home if you are already covered by their company. Also check with your credit card provider. Some credit cards come with traveler’s insurance programs as part of their service. Some organizations such as the AAA (Automobile Association) also offer insurance services for travelers. There are many well-established insurance companies that specialize in traveler’s insurance services. You can find many of them through the Internet.
We recommend you to contact Mondial Assistance (www.mondial-assistance.com) which offers the fastest and best quality service in Peru. In Cusco, they operate with Hampi Land Association which is composed of a team of highly qualified and experienced doctors who speak English among other lenguages.
Explore your options. Make sure that at least you have good emergency medical coverage, especially if you will be participating in extreme sports activities. Other kinds of coverage to look out for are:
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Trip cancellation, interruptions and delays insurance
Trip cancellation insurance is mostly purchased to recuperate your money if you have to cancel your trip or leave before it is completed. Trip cancellation reasons may include sickness, natural disasters and State Department warnings about the safety of the place to which you are travelling. |
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Lost luggage insurance
Domestic U.S. flights cover checked luggage up to US$ 2,500 per passenger. International flights (including U.S. legs of international flights) cover around US$ 9 per pound, up to around US$ 635 per checked bag. If you will be checking valuables not covered under the standard liability, check with your homeowner’s insurance company for coverage or get additional luggage insurance. Many companies offer comprehensive travel insurance packages.
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Travel insurance costs vary greatly: which company you contact, cost and length of the trip, your age and health, kind of trip you are going on, amount of coverage you want, deductibles, etc. http://InsureMyTrip.com helps you get estimates from various providers.
Ask your insurance agent what other kinds of coverage they offer, what the rules are for making use of the coverage, and the amount limits of your coverage plan.
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